Why do I need life insurance?

Life insurance provides you and your family peace of mind and underpins any effective financial strategy for dealing with loss. Simply put, having life insurance means that if you die, your family will have needed cash. When it comes to safeguarding your family, choose the right life insurance policy now. It’s one of the most important decisions you’ll ever make.

If you have a life insurance policy, you have a way to:

  • Supplement your retirement income
  • Continue taking care of your family after you die
  • Help your family replace lost income
  • Cover any expenses related to your death
  • Bolster family finances to protect against unexpected future obligations
  • Give your survivors flexibility for dealing with the future. Proper finances prevent them from having to alter their living or job situations immediately after your death
  • Help maintain your family’s standard of living by paying for such everyday expenses as groceries, bills, rent or mortgage
  • Contribute towards ongoing child-rearing expenses
  • Pay for your children’s education
  • Provide peace of mind for you and your family

Remember, you’re not only buying life insurance for peace of mind today, but to protect your loved ones tomorrow.